Small business health insurance, as the name suggests, provides health insurance cover for all the employees of a small business. The most typical size of a small business ranges from two to fifty employees. A small business health insurance provides insurance cover for all the individual of the group, an insurance under one master policy. When a company provides small group health insurance, it must always check with the insurance regulations of that particular state where the business resides. With the business having branches, the regulation is dependent on the physical address of headquarter of that particular firm. So before opting for a small business health insurance, make sure to check with your State Department of Insurance or a knowledgeable and licensed local insurance broker on the availability and the cost of the insurance.
In small business insurance, certificates of insurance are provided to each individual. Unless the group is small, no individual medical underwriting is performed. The advantages of a small business health insurance is that the premium is often part paid by the employers and the group members are not usually screened for additional medical problems. The ratio of total benefit received to the total premium paid is usually high and the group premiums come cheaper that individual health insurance policy.
With us, at http://www.affordablehealthinsurance.com, free quotations from best insurance providers are available. As you might note, you can also opt for our insurance agents to guide you about the federal law on insurance of the state you are looking the small business health insurance for. The insurance quotations are available at cheap and affordable rates. Your business information and employee information goes to safe hands because we do not trade information for anything. You might opt for online quotes or you might get the quotation over the phone as u want. That will give you an opportunity to clear any doubt you might have over the policy details.
Employees form an integral part of a business and help to keep the business running. Thus at http://www.affordablehealthinsurance.com/Small.html you find security for your employees, which keep them happy and thus, helps you to survive in the competitive market.
Sunday, December 28, 2008
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