Statistics show that around 85% of the total American population has health insurance. Out of that, around 60% are get health insurance from their employer and around 9% purchase the insurance. However, with America moving from manufacturing to service industry, the availability of health insurance from the company is becoming less accessible. An increase in part time and temporary and contract based worker also plays a part in lessening the health insurance availability from employment section.
With the increase in premium of health insurance on a daily basis, the number uninsured American in America is growing rapidly. It accounts to nearly 16% of the total Americans roughly. The data on uninsured Americans reveal striking facts like around 8 among 10 uninsured people come from working families and the rise in uninsured people over the decade is almost double or even more than that.
Being uninsured not only affects the individual and the family, it as well creates economy drainage. For the lack of proper health insurance, the individual fears and postpones the medical condition unless it becomes a crisis. Individuals are devoid of regular check ups. If a medical crisis arises, the individual ends up paying "up-front" before he gets the service rendered and non-payment leads to non-treatment.
The economic drainage provided due to uninsured status of American citizens account to expenditure of around a $100 on providing uninsured citizens with healthcare service. Private and public payers for health services spend another few billions of dollars. Uninsured people almost blindly depend on the emergency wards in the hospitals and thus the rising rush to the emergency wards has serious economic implications. Even the people with insurance are underinsured with coverage.
With us, we can all vouch towards the aim of making America a healthier place and stop economic drainage too. With us, you will get free insurance quotes from best companies. Affordable rates and attractive policies makes us better than the best ones around.
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